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Building payment, open banking and sustainability services for banks, fintechs, financial operators, and merchants

By combining industry expertise, innovative technology, and compliance, they deliver long-term and scalable solutions fast and securely. Enfuce's aim is to change the financial industry for good by building sustainable and relevant solutions that have a positive impact.

Enfuce's services include next level card issuing and payment processing services, the only PSD2 and open banking services you will ever need, and a purchase-based carbon footprint tracker.




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Enfuce and their team of financial industry heavy lifters convinced us with their future-proof approach that can serve a wide range of businesses in the payments industry, and a platform that can be scaled globally

Ilkka Kivimäki Partner at Maki.vc

Nordic fintech powerhouse

Everything started in 2016 with the desire to do things faster, safer, and better. The co-founder Monika Liikamaa asked the future Enfuce co-founders: “If we were to rebuild payments from the ground up, how would we do it?” It quickly became apparent that a flexible cloud-based solution was the way to go as this approach offered unrivalled global scalability and fast implementation.

Years later, they are a Nordic forerunner in payment processing & card issuing services, with a cutting-edge payment platform serving close to 10 million end users globally.

Enfuce's founders are Monika Liikamaa, Denise Johansson, Tom Gråhn, William Ekström, and Niklas Apellund

Co-founders have over 20 years of experience in banking and financial services before founding Enfuce. Monika Liikamaa serves as the CEO - prior to Enfuce, she worked in strategic director roles at financial companies, including major banks like S-Bank and Aktia.

Enfuce is a trusted partner for fintechs, banks an mechants globally

Enfuce has partnered with leading industry players including AWS, OpenWay, Featurespace, and Transact Payments. Their significant customers include Pleo, Rocker, St1, and OP Financial Group.

Open positions at Enfuce

Enfuce is Finland's biggest fintech startup employing over 50 driven professionals in the Nordics. The team is currently recruiting for several positions.

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Shoppers will soon be able to work out the true carbon footprint of their purchases thanks to an app from one of the most digitally savvy nations in the world


Series A+